da Maineri Bruno | Mag 22, 2025 | Regolamentazione e norme
EBA launches consultation on amended disclosure requirements for ESG risks, equity exposures and aggregate exposure to shadow banking entities
The European Banking Authority (EBA) today launched a public consultation on proposed amendments to the European Commission’s Implementing Regulation on Pillar 3 disclosures under the CRR3. The proposal specifies enhanced and proportionate disclosure requirements related to ESG-related risks, equity exposures and aggregate exposure to shadow banking entities. It also implements the new codes for the statistical classification of economic activities in the EU (NACE). The. Today’s proposal aims to enhance transparency and consistency of disclosures in a proportionate manner. The consultation runs until 22 August 2025.
EBA publishes onboarding plan to implement the Pillar 3 data hub
The European Banking Authority (EBA) today published an onboarding plan for large and other institutions, setting out the steps required for accessing and submitting information to the new Pillar 3 Data Hub (P3DH) – the EBA’s centralised platform for public disclosures under the Capital Requirements Regulation (CRR3).This initiative is a significant milestone in the EBA’s commitment to enhancing transparency and consistency in Pillar 3 disclosures across the EU financial system and promoting market discipline.
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https://apb.it/wp-content/uploads/Pillar-3-data-hub-institutions-onboarding-plan.pdf
da Maineri Bruno | Mag 22, 2025 | Regolamentazione e norme
The European Banking Authority (EBA) today launched a public consultation on proposed amendments to the European Commission’s Implementing Regulation on Pillar 3 disclosures under the CRR3. The proposal specifies enhanced and proportionate disclosure requirements related to ESG-related risks, equity exposures and aggregate exposure to shadow banking entities. It also implements the new codes for the statistical classification of economic activities in the EU (NACE). The. Today’s proposal aims to enhance transparency and consistency of disclosures in a proportionate manner. The consultation runs until 22 August 2025.
Download documento
https://www.eba.europa.eu/sites/default/files/2025-05/27c5bb7c-148e-4f63-93a4-6bea685977c1/CP%20on%20disclosures%20on%20ESG%20risks%2C%20equity%20exposures%20and%20the%20aggregate%20exposure%20to%20shadow%20banking%20entities.pdf
da Maineri Bruno | Mag 21, 2025 | Regolamentazione e norme
Supervision Newsletter
May 2025
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“Maximum harmonisation with minimal rules”
Kilvar Kessler, ECB Supervisory Board member and Chairman of Estonia’s Finantsinspektsioon, discusses his experience with bank penalties and the lessons his supervisors have learned from anti-money laundering cases. He also cautions that an abundance of rules can stifle success. |
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Benefitting from advanced technology in supervision
The cutting-edge technology European banking supervision is using benefits supervisors and banks alike. Key projects to streamline data processes and enhance analysis capabilities ensure rigorous oversight while making the interaction with banks more transparent and more efficient. |
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SREP reform: towards more efficient and effective supervision
The reform is part of the ECB’s ongoing efforts to make supervision more effective and efficient. Decisions will become clearer and more focused. Supervisors will focus on the most severe findings, while relying on banks to address less critical issues without active follow-up. |
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ICAAP: enhancing supervisory assessment
To ensure banks’ internal capital adequacy assessment processes (ICAAPs) are solid, the ECB has enhanced its assessments, integrating them more closely into the SREP. Supervisors will have the flexibility to assess the ICAAP year-round and pick relevant issues for review. |
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Significant banks: sovereign exposures reaching new highs
Banks’ government exposures (incl. derivatives and off-balance-sheet items) stood at €3.13 tn at the end of 2024, the highest value since 2018 and €203 bn more than 6 months earlier. Growth was mainly driven by exposures to France (up €69 bn) and Spain (up €26 bn). |
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Less significant banks: return on equity continues its upward trend
Further growth in earnings enabled banks to increase their capital and reserves in Q4 2024. The seasonality affecting Q4 data mostly reflects loan loss provisions from the annual validation of loan classifications and transfers to internal reserves for general banking. |
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da Maineri Bruno | Mag 21, 2025 | Regolamentazione e norme
Elenco degli Orientamenti e delle Raccomandazioni delle Autorità europee di vigilanza (European Supervisory Authorities)
Orientamenti recanti modifiche agli Orientamenti EBA/GL/2019/04 sulla gestione dei rischi ICT e della sicurezza (EBA/GL/2025/02).
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https://www.bancaditalia.it/compiti/vigilanza/normativa/orientamenti-vigilanza/elenco-esa/index.html?com.dotmarketing.htmlpage.language=102
da Maineri Bruno | Mag 21, 2025 | Regolamentazione e norme
News
The European Banking Authority (EBA) today updated the list of other systemically important institutions (O-SIIs) in the EU, which, together with global systemically important institutions (G-SIIs), are identified as systemically important by the relevant authorities according to harmonised criteria laid down in the EBA Guidelines. This list is based on year-end-2024 data and includes the overall score calculated according to the EBA Guidelines and the capital buffer rate that the relevant authorities have set for the identified O-SIIs. The list is available also through a user-friendly visualisation tool.
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https://apb.it/wp-content/uploads/2024-OSII-List.xlsx
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da Maineri Bruno | Mag 21, 2025 | Regolamentazione e norme
The European Banking Authority (EBA) today repealed its Guidelines on specification of types of exposures to be associated with high risk due to the application of the new capital requirement regulation (CRR 3). The repeal of the Guidelines aims at providing legal certainty to the market.
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